This research program continues a long standing relationship with the Federal Reserve Board. The research will focus on various aspects of how households manage
their financial assets and debts. The topics will range for consumers’ perceptions of the comparative risks involved with various financial instruments, the impact of change in
wealth holdings on current spending, to the use of credit card, installment, home equity, and other types of debts, and the extent to which the debt burdens have become
problematic for households.